Jurisdiction, records, and change rules
Our legal terms apply to the account you open on n02.club, the messages you send, and the records we keep for administration and checks. Access depends on local law and is available where local law permits, so the page you see is the one that controls
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the current process for your region. If the law or our internal process changes, we update this text and use the new version from that point onward. We may ask for a name check, contact check, or document check before we accept edits to profile data,
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withdrawal routing, or request history. When a UPI, Paytm, PhonePe, or Google Pay entry appears in your account, we keep the related record for reconciliation, dispute handling, fraud checks, and audit duties where they apply. After the retention period ends, we remove or anonymise the record.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.